Post a photo to Facebook that shows an action supporting local businesses! Examples include picking up a carry-out meal, getting a delivery from a local restaurant or ordering online from a local shop.
We ask you to use the honor system and to post only photos taken after this contest began on Monday, March 23rd.
To be entered in the contest, you must use the hashtag “#supportlocalsnapshots” and tag both the business as well as Downtown Tiffin or Tiffin Seneca Economic Partnership.
Gift card prizes will be awarded based on the number of “likes” received.
Remember, you can use the new site, SenecaDining.com to locate local carry-out and delivery options that are available as well as hours for each.
If you have qeustions, you can message our Facebook page or email email@example.com.
We look forward to seeing your #supportlocalsnapshots posts!
Please remember to follow the guidelines put out by the CDC and the State of Ohio that include staying home expect to perform essential tasks. Picking up food and groceries is still permitted. Remember to wash your hands frequently and practice safe habits. See the website below for more information on best practices: https://coronavirus.ohio.gov/wps/portal/gov/covid-19/
Ohio has been qualified for the Economic Injury Disaster Loan program because of the coronavirus. Ohio small business owners, small agricultural coops, and private nonprofits can now apply for these loans up to $2.5 million, up to 30 years.
1. General Overview
Economic Injury Disaster Loans are exactly that – loans, not grants. They will require repayment (basic terms can be found here). These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. Loan rates are expected to be 3.75% for businesses and 2.75% for non-profits with long-term repayments in order to keep payments affordable. Terms will be determined on a case by case basis. Here are other things you need to know:
These loans are only intended as working capital loans utilized to assist with impact caused by the coronavirus emergency efforts. The EIDL’s are not for other purposes such as expansion, new equipment, property purchases, etc. that do not have anything to do with the national emergency we are facing.
Interest rates will likely be 3.75% for businesses and 2.75% for non-profits.
Loan applications will be evaluated by SBA loan officers. Criteria include:
Credit history acceptable to the SBA
Eligibility – businesses in a declared state/county, suffered working capital losses due to the declared disaster (not a general downturn in business due to the economy or other reasons.)
2. Process Overview
To get an overview of the three-step process, you can go here – Overview).
Note – we recommend filing electronically, but are providing links to the forms so that you can get your information ready to go. You can file with paper, but we expect that will take longer.
3. Required Documents
For Businesses – documents you need to complete an application:
Business Loan Application (SBA Form 5) completed and signed by business applicant.
Request for Transcript of Tax Return (IRS Form 4506-T) completed and signed by Applicant business, each principal owning 20% or more of the applicant business, each general partner or managing member and, for any owner who has more than a 50% ownership in an affiliate business. (Affiliates include business parent, subsidiaries, and/or businesses with common ownership or management).
Complete copies, including all schedules, of the most recent Federal income tax returns for the applicant business; an explanation if not available.
Personal Financial Statement (SBA Form 413) completed, signed and dated by the applicant (if a sole proprietorship), each principal owning 20% or more of the applicant business, each general partner or managing member.
Schedule of Liabilities listing all fixed debts (SBA Form 2202 may be used).
For Businesses – additional documents you may need to submit
Complete copies, including all schedules, of the most recent Federal income tax returns for each principal owning 20% or more of the applicant business, each general partner or managing member, and each affiliate when any owner has more than a 50% ownership in the affiliate business. Affiliates include, but are not limited to, business parents, subsidiaries, and/or other businesses with common ownership or management.
If the most recent Federal income tax return has not been filed, a year-end profit and loss statement and balance sheet for that tax year is acceptable.
A current year-to-dateprofit and loss statement.
Additional Filing Requirements (SBA Form 1368) providing monthly sales figures.
A new page has been created (and tab at the top of this website) for these resources. You can find it here.
1. Business Resource Text Alerts – Simply text coronavirus to 474747, and you will be added to the list to receive updates on business resources and any new developments and events. More than 120 have signed up so far.
2. State Resources
Ohio Stay At Home Guidelines– What businesses and work is “essential” We have consolidated all of our information on this topic into one post – read more here. (14 resources)
Health District Live Updates – Health District & Commissioner Facebook (press conferences, MWF at 10:30 am) – see release.
Personal Protective Equipment (PPE) initative by EMA – facilitating finding, storing and distribution of PPE where it’s needed most (e.g., healthcare facilities).
5. Workforce Programs
8 Employer Resources to share with people laid off – put together by Seneca County JFS, this Employer Resource List (and Video) provides a number of great resources to help laid off employees through this difficult time.
SharedWork Ohio is a voluntary layoff aversion program. It allows workers to remain employed and employers to retain trained staff during times of reduced business activity. The participating employee works the reduced hours each week, and the Ohio Department of Job and Family Services (ODJFS) provides eligible individuals an unemployment insurance benefit proportionate to their reduced hours.
Unemployment Benefits & Layoff Procedures – employees and employers may require resources for mass layoff procedures and short-term unemployment benefits. Find out more.
Finding Temporary Workers – If you have any temporary job opportunities you wish to promote, please contact Carol Kern at 419.680.3041 (mobile) and by email at Carol.Owen@jfs.ohio.gov. She can put your job openings on the state system as well as on the Jobs Seneca County Facebook page for free. Businesses have already successfully filled temporary vacancies this way.
Available Jobs – A current list of available jobs for employees who have to be laid off or sent home as of last Friday (3/20/2020) has been put together and is available here (with links). You can also go to ohiomeansjobs.com.
Workforce Consulting – For employer assistance with any of these benefits, you can contact Carol Kern with OhioMeansJobs Seneca County at 419.680.3041 (mobile) and by email at Carol.Owen@jfs.ohio.gov.
6. Resources for Industry, Retail & Small Business
Manufacturing Resources – resources specific to manufacturers can be found here. (16 resources).
Seneca Dining – Seneca County residents have a new tool to find dining options during the shutdown. SenecaDining.com was created by Spire Advertising in partnership with the Seneca Regional Chamber of Commerce and the City of Tiffin to help drive business to local restaurants and serve the community. Find out more.
GoDaddy Business Resources – OpenWeStand Resource Page.
One-Time Liquor Buyback – The Ohio Department of Commerce began on March 16, 2020 to offer a one-time liquor buyback option to support bars and restaurants. Businesses can reach out directly to the Liquor Enterprise Service Center (LESC) at (877) 812-0013 or by emailing OhioLiquorInfo@Com.Ohio.gov. (See release.)
7. Remote Working Solutions & Other Online Resources
LogMeIn (GoToMeeting) – The remote working company LogMeIn is offering a remote working toolkit for free for three months.
Google – Google Hangouts Meet Premium is now available for free through July 1, 2020. You can have up to 250 people on at one time, record and save to Google drive, and livestream up to 100,000 people within a domain.
8. Bank & Financing Assistance
Here are some links to banks and financing institutions operating in Tiffin and Seneca County and their programs and procedures for their customers regarding the coronavirus, including safety and in some cases, hardship relief programs.
Crisis Text Line – The Mental Health Recovery Services Board of Sandusky, Seneca and Wyandot Counties announced it that people can text 4hope to 741741 to reach crisis counselor to deal with feelings like anxiety and isolation in these trying times.
Higher Ground Counseling Center – free, 30-45 counseling sessions to help those (including business owners and their employees) whose financial stability has been affected by mandated closures. Call 567.220.6055 or email owner Lea Frank at firstname.lastname@example.org.